Protecting your family is your number one priority.  With your finances being stretched beyond capacity you often wonder where you would find the funds to purchase life insurance.  First Brokers Insurance has the answer to the question - over twenty life insurance companies to choose from offering a multitude of affordable policies priced for all budgets.

We also offer health insurance, long term care, fixed annuities and a variety of other life insurance related products.  If you do not see the product in which you are interested, please call, we surely can accommodate you.

Ask about our new term life insurance product offering return of premium.  The general concept is that  you purchase an insurance policy for a specified amount of time (i.e. 20 years).  If death should occur, your beneficiary would receive the benefit amount you selected.  If death has not occurred during the policy term the premium payments you have paid over the term of the policy are returned to you in full.

• Term Life Insurance
• Whole Life Insurance
• Disability Income Insurance
• Estate Planning
• Mortgage Insurance
• Universal/Variable Life
• Health Coverage
• Fixed Annuities
• Long Term Care
• Return of Premium Term Life
   Insurance 

Life Insurance
Be ready for anything – the unexpected and the
inevitable.  Life insurance protects your family from
financial loss in the event of your death providing
them with income, educational tuition and other related
expenses.

Annuities
Planning today means a secure tomorrow.  Sometimes described as the opposite of life insurance, annuities protect you against the possibility of outliving your financial resources.  Annuities can also be used as an educational fund or for other events in your future.

Long Term Care Insurance
With Americans living longer than ever, Long Term Care insurance should be on the minds of many people, in particular those close to retiring and those who will need to take care of loved ones over a long period of time.  Long Term Health Care Insurance protects you, as well as those you love, in the event that extended health care is needed in your lifetime.

Return of Premium Life Insurance
Return of Premium (ROP) term insurance combines the advantages of traditional term life level death benefit with a  guaranteed level-premium for the term of the policy (10,15, 20, 25 or 30 years), with a return of premium feature.  At the end of the policy period, and death has not occurred, the premiums paid will be returned to you.